Libre

Decentralized Bitcoin lending. For real.

200%+ Bitcoin collateral
$100 Minimum loan
0 KYC required
2-way Marketplace

The Problem

Bitcoin is the best collateral in the world. It’s liquid, globally recognized, divisible, verifiable, and it trades 24/7. But if you want to borrow against your Bitcoin — or lend against someone else’s — your options are centralized platforms that require KYC, custody your assets, and can freeze your account at any time.

There is no truly decentralized two-way lending marketplace for Bitcoin. The platforms that claim to be decentralized still route through centralized custody, centralized order books, or centralized liquidation engines. If one company can shut it down, it’s not decentralized.

What Libre Does

Libre is Bitcoin’s first decentralized two-way lending marketplace.

Borrowers put up Bitcoin as collateral and receive USDT. The Bitcoin is held in decentralized custody using MPC (Multi-Party Computation) technology — no single entity controls the keys. When the loan is repaid, the Bitcoin is released.

Lenders deposit USDT and earn yield backed by over 200% Bitcoin collateral. If a borrower’s collateral drops below the threshold, the position is liquidated and lenders are made whole.

No KYC. No sign-up forms. No centralized custody. Available on iOS, Android, and desktop.

How It Works

MPC custody — Bitcoin collateral is held using Threshold Signature Scheme (TSS), splitting keys across multiple parties so no single entity controls the funds
Crosslink Bridge — Connects Bitcoin to the Libre chain, enabling wrapped Bitcoin to power lending vaults and the DEX
On-chain settlement — All loans, collateral ratios, and liquidations are transparent and verifiable on the Libre chain

Why It Matters

Truly decentralized No single entity controls custody, liquidation, or matching — the protocol runs on-chain
Two-way marketplace Both borrowers and lenders participate directly — not a one-sided platform
No KYC Access financial services without handing over your identity — the way Bitcoin was designed
Overcollateralized 200%+ Bitcoin collateral protects lenders — even in a market downturn